Chama Platform
Manage Your Savings Group Right From WhatsApp
Track contributions, handle loans, process M-PESA payments, and view group dashboards — all through WhatsApp. No app download needed.
Collect Contributions
The Easy Way
Paste M-PESA messages and we track who paid — automatically.
Features
Everything Your Chama Needs
Designed specifically for Kenyan savings groups with features that make group management effortless.
WhatsApp-First
No app to download. Your entire chama operates through WhatsApp — a platform everyone already uses daily.
M-PESA Integration
Process contributions directly via M-PESA through Kopo Kopo. Automated tracking and instant confirmation.
Group Dashboards
View contribution history, member balances, and group financial health in real-time dashboards.
Automated Reminders
Never miss a contribution deadline. Automated WhatsApp reminders keep everyone on track.
Member Management
Add members, assign roles, track attendance, and manage permissions — all through simple commands.
Loan Tracking
Record loans, track repayments, calculate interest, and send payment reminders automatically.
Getting Started
How It Works
Get your chama up and running in minutes, not hours.
Sign Up
Visit chama.naniya.co.ke and create your group account. Takes less than 2 minutes.
Connect WhatsApp
Link your chama's WhatsApp number or use our provided number to get started.
Add Members
Invite your chama members via WhatsApp. They can interact with the bot instantly.
Start Managing
Record contributions, track loans, send reminders — all from WhatsApp.
Pricing
Transparent Pricing
Affordable plans for chamas of all sizes. Start free, upgrade when you're ready.
Contact us for custom pricing based on your chama's size and needs. We offer flexible plans starting from as low as KES 500/month.
Ready to Transform Your Chama?
Join Kenyan chamas already managing their finances effortlessly through WhatsApp. No app download, no complicated setup.